Productive age is a good time to work as hard as
possible. But it should not be forgotten, the money obtained should not
necessarily be spent at that moment. Set aside some money for investment, and
health or life insurance.
Many people overexert themselves in the productive
age, so that when approaching old age many diseases. Because it does not set up
a special health fund, maintenance costs are also removed from savings. To
avoid this, it's good you have health insurance. Some reasons to have insurance
at productive age are as follows:
1.
Make yourself more disciplined
The amount of income received each month at a
productive age tends to make us a wasteful and consumptive person. To avoid
this, start investing from an early age. By multiplying investment and savings,
then your money will not be used up for nothing. It's better to set aside
income to buy insurance premiums.
2.
Give protection to yourself and your family
How far can you be in productive age, with a steady
income? If your health is guaranteed, at the age of 55 you will have to retire
and depend on passive income. One way to keep protecting yourself and your
family is to have insurance that guarantees the cost of health care from
hospitalization, critical illness, to death.
3.
Avoid the possibility of property being depleted due to health problems
Many people assume, saving is enough to guarantee
health until old age. But what often happens, is wealth must be spent because
of the large cost of care in old age later. Of course you do not want the
results of decades of hard work out in a few months. This can be avoided if you
and your family have been protected by insurance. Health protection for the
whole family is not only able to provide peace, but also can minimize financial
risk for medical needs.
4.
Investment in the future
Usually, there are insurance packages that are
included with investments in the form of mutual funds or stocks. Some insurance
companies, have insurance products that are also investment. Either in the form
of mutual funds or stocks. Well, it would not hurt if from now on set aside
your money to invest other than just saving. One thing that should be your
note, investing in insurance will maintain the value of money from inflation,
not like saving. Look for the best products to ensure health and protection
against disease conditions, up to the age of 80. So, in addition to maintaining
your health, you also have funds that can be developed as pension funds.
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